Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Mortgage

• Fixed Rate Mortgages - Use this calculator to determine your monthly payment and amortization on a fixed rate mortgage.
• Adujstable Rate Mortgages - This calculator helps you to determine what your adjustable mortgage payments will be.
• ARM vs Fixed Rate Mortgages - This calculator helps you to determine what your payments and other loan variables will be with a Fixed vs Adjustable mortgage.
• 15 vs 30 Year Mortgages - Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
• Mortgage Tax Savings - Interest and points paid for a home mortgage are in most cases tax deductible.  Use this calculator to determine how much your mortgage could save you in income taxes.
• Balloon Mortgages - A baloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
• Mortgage APR (Annual Percentage Rate) - Use this calculator to find the APR on your mortgage.
• Mortgage Points - Should you buy points?  Use this calculator to find out.

Budget

• Interest Only Mortgages - Interest only loans are helpful to borrowers wishing a lower monthly payment, but do not lower the principal amount borrowed.
• Bi-weekly Payments - Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest.  Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
• Mortgage Qualifier - Can you buy your dream home?  Find out just how much you can afford!
• Maximum Mortgage - Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
• Required Income - Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
• Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
• Rent vs Buy - Are you better off buying your home, or should you continue to rent?  Let this calculator help you decide.

Refinance

• Refinance Interest Savings - Use this calculator to see how much interest you can save by refinancing your mortgage!
• Refinance Breakeven - Should you refinance your mortgage?  Use this calculator to determine when you will break even!